At our firm, we have the client—and only the client—in mind.

Established to provide comprehensive wealth management as well as extensive retirement planning services for clients, WealthTrak Advisors is a wealth management firm located in Virginia Beach, Virginia. Our firm (formerly First Financial Planners) was established in 1991 in Norfolk, VA (Dominion Towers). For over three decades, the advisors at WealthTrak have created a community of exceptional clients with strong values and a passion for the important things in life.

As an independent firm, we can be openly selective in offering only those investments and services that we believe are best suited to help meet your financial objectives and goals. This is the objectivity afforded by working with an independent wealth advisor. We offer you timely, unbiased investment advice and promise to do so with the highest level of integrity and service.


R. Chris Whited, PFP, RFC® - Founding Partner

Managing Partner | Wealth Advisor

As the Managing Partner of WealthTrak, Mr. Whited collaborates with the executive team to plan the firm's strategic direction. In addition, as a Wealth Advisor, he works diligently to be at the forefront of innovative planning solutions...

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Tracy W. Whited, PFP, RFC® - Founding Partner

Chief Investment Officer | Wealth Advisor

Tracy has been an advisor in the Hampton Roads area for the past thirty years, offering sophisticated wealth strategies. He is the co-founder of WealthTrak Capital...

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Benjamin N. Hawkins, CPA, CFP®

Senior Partner | Wealth Advisor

Ben is a CPA and a CFP® professional. Mr. Hawkins is a Senior Partner at WealthTrak and the owner of Ben Hawkins CPA, PC. With his combined knowledge of both tax and financial planning, Mr. Hawkins is in a unique position to offer...

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Richard E. Nottingham, CLU, ChFC

Director of Insurance Services

For 40 years, Dick Nottingham has built a reputation as one of the leading Financial Services Professionals in Hampton Roads, Virginia. A graduate of Old Dominion University with a Bachelor of Science Degree in Business Administration,...

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Holly M. Rice

Director of Firm Operations

Holly has been a member of our WealthTrak team since 2013. As Director of Firm Operations, she works closely with the executive team of WealthTrak to ensure a consistently high level of excellence...

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Ryan W. Whited, CFA

Director of Portfolio Management

Ryan has been working behind the scenes to ensure an exceptional client experience since 2014. In addition to implementing and maintaining advisory operations, Ryan executes all discretionary trades and brings a unique data-driven...

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Annette Ripley

AVP of Client Services

Annette “Nettie” has been an administrative professional in the Financial Services business for over 25 years. Prior to joining WealthTrak Advisors in 2018, Nettie was Administrative Vice President for Cape Financial, Inc....

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Client Centered

Client Centered

Whether you are investing to build wealth, protect your family, or preserve your assets, our personalized service focuses your needs, wants, and long-term goals.

Our team of professionals have years of experience in financial services. We can help you address your needs of today and for many years to come. We look forward to working with you.

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